A cheque bounce or cheque non-payment is a serious offense in India punishable with imprisonment or fine under Section 138 of the Negotiable Instruments Act. A cheque beneficiary must present the cheque issuer with a notice under section 138 within 30 days of return of the cheque to protect his/her rights under Section 138 of the Negotiable Instruments Act.

This Section 138 Notice format and generator can be used by a cheque beneficiary to draft a Section 138 Notice addressed to the cheque issuer. Once, the Section 138 notice is generated, it can be printed on the letterhead of the business and delivered to the cheque issuer with acknowledgement.